Gift Certificate Terms and Conditions

The gift certificate ("Certificate") is issued by Online Commerce Group, LLC ("Umbrella Source"), in accordance with the following terms and conditions ("Terms"). These Terms constitute the entire agreement and your possession or use of the Online Gift Certificate issued to you constitutes your acceptance of these Terms.

The recipient of the Umbrella Source Online Gift Certificate must reside in the United States. In addition, the Recipient must have email and access to the World Wide Web to receive and redeem the Umbrella Source Online Gift Certificate.

Umbrella Source Online Gift Certificates are only available in United States Dollars.

Umbrella Source Online Gift Certificates have a minimum usage of $1 per transaction.

Unlike other online gift certificates, Umbrella Source gift certificates do not have an expiration date. The gift certificate code will be honored during the duration of Umbrella Source being in business.

Recipients may only use Umbrella Source Gift Certificates for purchase online at Umbrella Source or other Online Commerce Group online stores where coupons are accepted at checkout. The Online Gift Certificates are not (i) redeemable at any physical store, (ii) refundable or redeemable for cash, and (iii) replaceable if lost, stolen, or destroyed. You can use all or part of your gift certificate value during one or multiple visits to our online store.

Gift Certificates cannot be redeemed for cash. Items purchased by gift certificates, if defective or otherwise not satisfactory, can be exchanged for comparable merchandise only. All other standard exchange policies apply.

The Online Gift Certificate is not a credit card and cannot be used as one. Use of the Online Gift Certificate is limited to the amount of funds associated with the certificate. You cannot increase the funds on the Online Gift Certificate. The Card may only be used by customers in the 50 United States and the District of Columbia to make purchases of merchandise and services from Umbrella Source. If you attempt to use the Online Gift Certificate at a non-participating establishment, your purchase will be declined. If, for any reason, however, a purchase is completed at a non-participating establishment, you will be responsible for the full amount of the purchase. This Online Gift Certificate is intended for use as a gift to an individual. Resale of this Card or use for unauthorized advertising, marketing, sweepstakes or other promotional purposes is strictly prohibited. For information about obtaining an Online Gift Certificate for business and promotional purposes please contact Online Commerce Group, LLC at 800.510.8325. Online Gift Certificates are not accepted for commercial account payments. Online Gift Certificates may not be used to purchase other Online Gift Certificates. You may not permit any other person to use the certificate issued to you. Your right to use the funds on the certificate is a limited right, subject to the terms and conditions of the Agreement and applicable State of Alabama law. Please note that purchases made with the Online Gift Certificate are similar to those made with cash or Travelers Cheques in that you cannot "stop payment" on such transactions. Umbrella Source is not responsible for errors or omissions. The full amount of each purchase, including applicable taxes and shipping, will be deducted from the funds held on the certificate, up to the total funds available on the certificate.

Umbrella Source Gift Certificates are issued in the State of Alabama, and their terms and conditions are governed by the laws of the State of Alabama.